Privacy Policy

At BeaversBank, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you interact with our services, whether online, in-branch, or through other channels.

By using our services, you agree to the terms of this Privacy Policy. We encourage you to read this document carefully to understand how we handle your information.

Information We Collect

We may collect the following types of information:

• Personal Information: Name, address, date of birth, Social Security number, and other identifying details.
• Financial Information: Account numbers, transaction history, credit scores, and income details.
• Contact Information: Email address, phone number, and mailing address.
• Technical Information: IP address, browser type, device information, and usage data when you visit our website or use our mobile app.

We collect this information to provide you with our services, comply with legal obligations, and improve your banking experience.

How We Use Your Information

We use your information for the following purposes:

• To provide and manage your accounts and services.
• To process transactions and fulfill your requests.
• To verify your identity and prevent fraud.
• To communicate with you about your accounts, updates, and promotions.
• To improve our products, services, and customer experience.
• To comply with legal and regulatory requirements.

How We Protect Your Information

BeaversBank employs industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• Encryption of sensitive data during transmission and storage.
• Regular security audits and monitoring.
• Access controls to limit who can view or use your information.
• Employee training on data protection and privacy best practices.

Despite our efforts, no system is completely secure. We encourage you to take steps to protect your personal information, such as using strong passwords and keeping your login credentials confidential.

Sharing Your Information

We do not sell your personal information to third parties. However, we may share your information in the following circumstances:

• With service providers who assist us in delivering our services (e.g., payment processors, IT support).
• With regulatory authorities or law enforcement agencies as required by law.
• In the event of a merger, acquisition, or sale of assets, where your information may be transferred to the new owner.
• With your consent or at your direction.

We ensure that any third parties we work with adhere to strict data protection standards.

Your Rights and Choices

You have the following rights regarding your personal information:

• Access: You can request a copy of the personal information we hold about you.
• Correction: You can request that we correct any inaccurate or incomplete information.
• Deletion: You can request that we delete your information, subject to legal and regulatory requirements.
• Opt-Out: You can opt out of receiving marketing communications from us at any time.

To exercise these rights, please contact us using the information provided below.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our website or through other communication channels. We encourage you to review this policy periodically to stay informed about how we are protecting your information.